Joe Pena Jr

Some insurers increase premiums for cars that have higher rates of damage or occupant injury. And cars that do better in safety tests? They're more likely to get you lower rates.

The Landlords Insurance Covers Me

Your landlord's insurance generally only covers the building where you live - not your personal belongings and your liability.

Stolen Cars

According to the National Insurance Crime Bureau (NICB), a vehicle is stolen every 26 seconds in the United States.

Too Hot to Handle

Each year in North America, more than 100,000 home fires start in the kitchen, killing hundreds of people and injuring thousands.

Protecting Your Family

The National Weather Service estimates an average of 42 people die in the United States from tornadoes each year. Having a safe room built into your house can help protect you and your family from the dangerous forces of nature.

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Joe Pena Jr